Privacy Policy

Guardian Investors & Associates LLC. is committed to protecting your privacy and will never share or rent your information to a third party.  We maintain strict customer information privacy policies and use state of the art technologies to safeguard customer and users information, and communications from unauthorized intrusions.  Guardian Investors & Associates LLC. will continue to protect this information consistent with federal laws and with federal regulations.

By submitting any personal data on the Guardian Investors & Associates LLC site, you authorize Guardian Investors & Associates LLC to use, process and transfer (if necessary across borders) such data, even in and to countries where the level of data protection may not be commensurate with the high standard of protection adopted by certain countries, such as the standard suggested by the EU Data Protection Directive.  In the event of a security breach, any and all customers whose personal information may have been stolen will be notified of the breach. Unless required by law, Guardian Investors & Associates LLC will not disclose to third parties any customer identifiable information derived from the registration for or use of our online Products and/or Service -- including customer names and addresses -- without the consent of the customer.

Guardian Investors & Associates LLC. will occasionally update this Privacy Policy to reflect company and customer feedback or changes to privacy legislation. We may use your personal information to contact you for promotional purposes, such as with informational e-mail messages. In any such case, we will provide a clear means for you to remove yourself from future mailings.

Information that is not personally identifiable may be collected and stored for site statistics and research to make our web site more usable. This may include information such as site visitors' browser and operating system, IP address, domain and host names, and date and time of access. This information is not shared with any third parties except in the preparation of statistical or research reports from our logs.

Guardian Investors & Associates LLC. may use suppliers to collect, process, store, use, analyze and/or transfer the data on its behalf. In such case, it is Guardian Investors & Associates LLC. practice to require that these suppliers handle the personal data they process or transfer in a manner consistent with Guardian Investors & Associates LLC. policies. By submitting the personal data to us, you acknowledge and agree with your data being processed and/or transferred on Guardian Investors & Associates LLC' s behalf by its suppliers.

Notification of Changes

This policy may be revised over time as new features are added to the Guardian Investors & Associates LLC Products and/or Service or as we incorporate suggestions from our customers. If we are going to use or disclose your personally identifiable information in a manner materially different from that stated at the time we collected the information, you will have a choice as to whether or not we use or disclose your information in this new manner. We reserve the right to make changes at any time without notification to our subscribers or customers, and encourage you to check back frequently. 

We will post the amended Privacy Policy prominently on our Web site so that you can always review what information we gather, how we might use that information, and whether we will disclose it to anyone. Please check the INSTANTRealEstateSolutions.com Web site at www.INSTANTRealEstateSolutions.com at any time for the most current version of our Privacy Policy.

Web Site Traffic Information

Because of the way that World Wide Web communication standards work, when you arrive at or leave the Guardian Investors & Associates LLC Web site, we automatically receive the Web address of the site that you came from or are going to. We also collect information on which pages of our Web site you visit while you are on the Guardian Investors & Associates LLC site, the type of browser you use and the times you access our Web site. We use this information only to try to understand our customers' preferences better and to manage the load on our servers, so as to improve our Products and/or Service and your experience with Guardian Investors & Associates LLC. We do not track the Web sites that you visit before or after you leave the Guardian Investors & Associates LLC site.

Our Use of "Cookies"

"Cookies" are small files of data that reside on your computer and allow us to recognize you as a Guardian Investors & Associates LLC customer if you return to the Guardian Investors & Associates LLC site using the same computer and browser. We send a "session cookie" to your computer if and when you log in to your Guardian Investors & Associates LLC account by entering your e-mail address and password. These cookies allow us to recognize you if you visit multiple pages in our site during the same session, so that you don't need to re-enter your password multiple times. Once you log out or close your browser, these session cookies expire and no longer have any effect.

We also use longer-lasting cookies to display your e-mail address on our sign-in form, so that you don't have to retype the e-mail address each time when you log in to your Guardian Investors & Associates LLC account. In addition, we use cookies to process our referral program, described in Section C below. Our cookie files are encoded so that your e-mail address and other information can only be interpreted by Guardian Investors & Associates LLC. We may, however, share cookie information regarding whether or not a certain user is already registered with Guardian Investors & Associates LLC with certain merchants with whom we have an official co-marketing relationship.

Customer Products and/or Service Correspondence

If you send us correspondence, including e-mails and faxes, we retain such information in the records of your account. We will also retain customer Products and/or Service correspondence and other correspondence from Guardian Investors & Associates LLC to you. We retain these records in order to measure and improve our customer Products and/or Service, and to investigate potential fraud and violations of our User Agreement. We may, over time, delete these records if permitted by law.  

Questionnaires, Surveys and Profile Data

From time to time, we offer optional questionnaires and surveys to our users for such purposes as collecting demographic information or assessing users' interests and needs. The use of the information collected will be explained in detail in the survey itself. If we collect personally identifiable information from our users in these questionnaires and surveys, the users will be given notice of how the information will be used prior to their participation in the survey or questionnaire.

Non-member Recipients and Requests

When a member either sends a payment to, or requests a payment from, an individual who is not a registered member of Guardian Investors & Associates LLC, we will retain the information that the member submits to us, including, for example, the other party's email address and/or name, for the benefit of the member who is attempting to contact the non-member, so that the member can see a complete record of his or her transactions, including uncompleted transactions. Although this information is stored indefinitely, we will not market to the non-member in any way at any time. Additionally, these non-members have the same rights to access and correct information about themselves (assuming that their email addresses were correct enough to reach them) as anyone else who uses Guardian Investors & Associates LLC. 

Disclosure to Third Parties Other Than Guardian Investors & Associates LLC Customers

Guardian Investors & Associates LLC will not sell or rent any of your personally identifiable information to third parties. Guardian Investors & Associates LLC will not share any of your personally identifiable information with third parties except in the limited circumstances described below, or with your express permission (and with other Guardian Investors & Associates LLC customers as described above). These third parties are limited by law or by contract from using the information for secondary purposes beyond the purposes for which the information is shared.

We share information with companies that help us process the transactions you request and protect our customers' transactions from fraud, such as sharing your credit card number with a Products and/or Service that screens for lost and stolen card numbers.. Additionally, if you go into a negative balance and owe us money, we may share information with processing companies including collection agencies.

We may disclose the information we collect, to companies that perform marketing Products and/or Services on our behalf. We may also disclose the information we collect (but not your bank account or credit card information) to other financial institutions with whom we have joint marketing agreements, in order to determine whether you are pre-approved for the products that Guardian Investors & Associates LLC is jointly marketing with a third party. These companies are subject to confidentiality agreements with us and other legal restrictions that prohibit using the information except to market the specified Guardian Investors & Associates LLC-related products or Products and/or Services, unless you have affirmatively agreed or given your prior permission for other uses.

We disclose information that we in good faith believe is appropriate to cooperate in investigations of fraud or other illegal activity, or to conduct investigations of violations of our User Agreement. For example, this means that if we conduct a fraud investigation and conclude that one side has engaged in deceptive practices, we can give that person or entity's contact information (but not bank account or credit card information) to victims who request it.

We disclose information in response to a subpoena, warrant, court order, levy, attachment, order of a court-appointed receiver or other comparable legal process, including subpoenas from private parties in a civil action.

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